At KB's Home Team, we treat every client like family. Whether you're buying your first home, growing into a bigger space, or refinancing—we're here to guide you with warmth, honesty, and care every step of the way.
$0 Down
Options Available
Low Rates
Competitive Offers
No obligation • Quick response • Transparent process
KB's Home Team
Kiana Brown • Summit Funding Inc.
From first-time buyers to seasoned investors, I offer a wide range of mortgage solutions tailored to your unique needs
Great for borrowers with solid credit looking for lower long-term costs
Perfect for first-time homebuyers with flexible credit requirements
Exclusive benefits for veterans, active duty, and eligible spouses
Zero down payment for eligible rural and suburban properties
Financing for higher-priced homes with customized structures
Lower your rate, reduce payments, or access your equity
Get instant estimates and see how homeownership can build wealth for your family. No commitment required—just clear, honest information to help you make confident decisions.
Calculate monthly payments based on price, down payment, and rate
See how much equity and wealth you'll build over time
Get alerts when rates drop so you never miss an opportunity
Sample Estimate
$2,750/mo
$450K home • 5% down • 6.25% rate
Client-First Approach
Transparent • Educational • Personalized
At KB's Home Team, I'm committed to helping families like yours secure financing that fits your goals, lifestyle, and dreams for the future.
With a family-first approach, I empower borrowers through education, transparency, and personalized service—whether you're buying your first home, upgrading to accommodate your growing family, refinancing, or exploring investment opportunities.
Clear communication every step of the way
Empowering you with knowledge
Solutions tailored to your needs
Here when you need guidance
Hear from real families who trusted KB's Home Team with their home financing journey
"Kiana made buying our first home way easier than we expected. She walked us through every step and explained the numbers in a way we understood. Fast, honest, and always available when we had questions. Highly recommend!"
Jasmine T.
First-Time Homebuyer
"Professional, friendly, and incredibly knowledgeable. Kiana helped us lock in a great rate and made sure our closing stayed on track. She truly cares about her clients."
Michael & Renee W.
Home Upgrade
"The best loan officer we've ever worked with. Kiana got our refinance done quickly and saved us over $300 a month. She's my go-to for anything mortgage related now."
Carlos R.
Refinance Client
Ready to experience exceptional service?
Start Your Journey TodayWhether you're ready to create new memories in your first home, need more space for your growing family, or want to refinance—KB's Home Team is here to make it simple and stress-free.
Call or Text
(541) 521-7863
Family-First Service
KB's Home Team
Fast Process
No Obligation
Kiana Brown helps individuals and families secure personalized mortgage solutions through education, transparency, and expert guidance—whether you're buying your first home, upgrading, refinancing, or investing.
No obligation • Free consultation • Fast response
Whether you're a first-time buyer, veteran, or seasoned investor, we have a mortgage solution tailored to your unique needs and financial goals.
3%–20%+ down payment with competitive rates for borrowers with solid credit. Lower long-term costs and flexible terms.
Just 3.5% down with flexible credit requirements. Perfect for first-time homebuyers ready to achieve homeownership.
0% down payment with no mortgage insurance. Exclusive benefits for veterans, active-duty military, and eligible spouses.
0% down for rural and suburban eligible areas with income-specific requirements. Affordable homeownership outside urban centers.
For higher-priced homes with customized loan structures that exceed conventional limits. Competitive rates for luxury properties.
Reduce monthly payments, lower interest rates, or cash-out for debt consolidation and home renovations.
Let's talk! Kiana will help you find the perfect mortgage solution for your unique situation.
Schedule a Free ConsultationUse our powerful calculators to understand exactly what homeownership means for your monthly budget and long-term wealth building goals.
Get a quick estimate of your monthly payment including principal, interest, taxes, insurance, and PMI based on your specific scenario.
Discover how homeownership builds equity and wealth over time. See your projected equity in 5, 10, 20, and 30 years with appreciation.
Get automatic alerts when mortgage rates drop. Never miss the perfect moment to buy or refinance with daily market updates.
Your journey to homeownership deserves a partner who puts your goals first. Here's what sets Kiana apart.
Kiana empowers you with knowledge so you can make confident, informed decisions about your mortgage and financial future.
No hidden fees, no surprises. Every number is explained clearly so you know exactly what you're getting into.
Your financial situation is unique. Kiana takes the time to understand your goals and customize solutions that fit your life.
When you have questions, you get answers—quickly. Kiana is always available to guide you through every step of the process.
Your relationship doesn't end at closing. Kiana is here for refinancing, upgrades, and all your future real estate financing needs.
Benefit from the resources and expertise of Summit Funding Inc., a trusted name in mortgage lending.
Whether you're buying your first home, upgrading to your dream property, refinancing for better terms, or exploring investment opportunities—Kiana is here to guide you every step of the way.